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As prices for medical stop loss insurance rise, the importance of making the right choice of coverage becomes all the more important.
Medical stop loss insurance is a layer of coverage that provides insurance protection to employers who choose to alternatively-fund their medical benefit plan. Medical stop-loss products provide an important extra measure of financial protection against catastrophic claims to alternatively-funded employers.
KBM Management understands your need for a professional and technical firm to place the best Medical Stop Loss Insurance for your company.
This is what we can offer you:
- Extensive knowledge and experience with alternatively-funded programs, to provide assistance and stability with all facets of medical stop loss and risk management.
- A-rated insurance carriers like Gerber Life and QBE
- A choice of one of our value added services in addition to coverage, such as:
- Large Claim Audit
- Ombudsman
- Actuarial services
- Benefit Review
- Professional Guidance - a diverse staff of insurance, financial and medical claims specialists maintain corporate licenses
- Innovative Ideas - pioneered self-funding and minimum premium insured applications developed custom benefit plans meeting the needs of employers and employees
- Valuable Solutions - recommendations address collectively bargained benefits comprehensive services utilizing quality, results oriented team approach
- We are one of the most competitive, reliable, and financially stable market available to meet your needs.
These characteristics make us the company to choose for your stop loss coverage.
UNDERWRITING PARAMETERS
The following guidelines standard guidelines when submitting a RFP to our office:
- Group size is greater than 100 Lives
- Specific deductibles higher than $30,000
- Attachment Levels higher than 125% for groups smaller than 300 lives or higher than 120% for over 300 lives
- Quotes for Aggregate coverage and Specific coverage.
If your submission does not fall under these guidelines, please contact us to discuss the submission.
Please note...
For any ongoing claims that have a diagnosis as follows, we will require detailed information regarding the diagnosis, prognosis, and course of treatment:
- Transplant (any)
- Leukemia
- Burns
- Premature Birth
- HIV
- Malignant Neoplasm
- CVA – Cerebral Vascular Accident
- Diabetes
- Congenital Defects
- Ventilator Dependency
- Cardiopulmonary Disease
Available Forms
e-mail...
Solutions@KBMemail.com
address...
KBM Management, Inc.
5860 Heritage Landing Drive
East Syracuse, New York 13057
phone / fax...
800.653.8305 / 315.449-3115
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