Fully-Funded Health Insurance Consulting
Many employers, especially those too small to self-fund, prefer to avoid the risk associated with self-funded health insurance. KBM works with these groups to control the rising cost of health care through benefit plan design, cost sharing arrangements, Captive insurance programs, Health Reimbursement Arrangements, and Health Savings Accounts.
KBM not only helps fully-insured employers with health insurance, but can also assist in developing a complete benefits package that includes dental, vision, life and disability insurances and voluntary benefits. Designing a comprehensive benefits package that achieves employee health and wellness, retention and satisfaction in a cost effective manner is the overarching goal of KBM Management’s Account and Customer Service Team.
As the most common form of health insurance financing being used by small employers, our fully-insured clients range from private and nonprofit businesses to very large employers and municipal consortiums. As a full service health insurance brokerage firm KBM finds the best options based on each employer’s needs, demographics and unique challenges.